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Motilal Oswal Gold and Silver Passive FoF-Reg(G)

+34.2%
(3Y CAGR)
OthersdotPrecious MetalsdotVery HighdotVR Rating
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VR Rating: 
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Scheme Details

NAV13 Jul 2026
28.6
AUM01 Jun 2026

2,583 Cr.

52 week high (NAV)29 Jan 2026
40.9
52 week low (NAV)17 Jul 2025
18.3
Inception date13 Oct 2022
Lock-in period

None

Minimum SIP500
Minimum Lumpsum500
Exit load info
NIL
Benchmark IndexGold-India,Silver
KEY RATIOSinfo
Alpha2.50
Beta-1.79
Standard Deviation6.41%
Sharpe Ratio0.38

Asset Allocation

Name (0)Allocation

Peer Comparison

Name1Y ReturnVR Rating1Y Rank3Y Rank5Y RankAlphaNAV(₹)
noteRatings powered by Value Research

Fund Managers

Swapnil P Mayekar12 Jun 2025 - Present
Rakesh Shetty

About Motilal Oswal Gold and Silver Passive FoF-Reg(G)

Motilal Oswal Gold and Silver Passive FoF-Reg(G) is an open-ended Fund of Fund scheme designed for investors seeking exposure to both gold and silver through a single mutual fund. Instead of directly buying physical gold or silver, the fund invests in units of Kotak Gold ETF and Kotak Silver ETF, giving investors a convenient way to participate in precious metal price movements.

 

As of 1 Jun 2026, Motilal Oswal Gold and Silver Passive FoF-Reg(G) manages ₹2583 crore in assets.

 

Investment Objective of Motilal Oswal Gold and Silver Passive FoF-Reg(G)

The investment objective of Motilal Oswal Gold and Silver Passive FoF-Reg(G) is to generate long-term capital appreciation from a portfolio created by investing in units of Gold ETF and Silver ETF. The fund aims to provide exposure to both domestic gold and domestic silver price movements, subject to tracking error, expenses, and market movements. Investors can typically invest and redeem on business days (subject to scheme cut-off timings and applicable exit load).

 

The current NAV of the scheme is ₹28.88 as on 10 Jul 2026, and the risk level is Very High.

Motilal Oswal Gold and Silver Passive FoF-Reg(G) Key Metrics

Motilal Oswal Gold and Silver Passive FoF-Reg(G) was launched on 13 Oct 2022 and is benchmarked against [Gold-India, Silver]. The scheme is managed by Swapnil P Mayekar who has been managing the fund since 12 Jun 2025 and the fund is also managed by Rakesh Shetty. The exit load of the fund is Nil

Motilal Oswal Gold and Silver Passive FoF-Reg(G) Asset Type Allocation

Motilal Oswal Gold and Silver Passive FoF-Reg(G) invests in units of its own Gold and Silver ETFs, along with cash and money market instruments for liquidity management.

 

A quick way to read this: higher gold ETF exposure generally adds defensive stability, while higher silver ETF exposure can increase return potential but may also increase volatility because silver prices can move more sharply than gold.

Motilal Oswal Gold and Silver Passive FoF-Reg(G)Performance:

Motilal Oswal Gold and Silver Passive FoF-Reg(G)’s recent CAGR returns are 59.5% (1 year), 35.4% (3 years) and % (5 years). These returns are as of 14 Jul 2026

 

In the Precious Metals Category, the scheme is ranked 13/31 over 1 year, 9/20 over 3 years, / over 5 years period.

What Would ₹1,00,000 Invested in Motilal Oswal Gold and Silver Passive FoF-Reg(G) Be Worth Today?

If you had invested 1,00,000 in Motilal Oswal Gold and Silver Passive FoF-Reg(G) then you would have got:

SIP Invested 1,00,000

DurationAnnualized Returns (%)Current Total ValueCurrent Total Profit
1 Year59.5%159500.0059500.00
3 Year35.4%135400.0035400.00
5 Year%

Note: These are historical returns and they may not repeat in the future.


Always check exit load before investing in any fund.

Who should invest in Gold & Silver FoFs?

It may suit investors who want to:

  • Add precious metal exposure to their portfolio without buying physical gold or silver
  • Diversify beyond equity and debt
  • Use gold and silver as a hedge during uncertain market conditions
  • Participate in both defensive gold exposure and higher-volatility silver exposure
  • Invest through SIP or lumpsum in a convenient mutual fund format
  • Hold precious metals as part of long-term asset allocation

Benefits of investing in Gold & Silver FoFs:

It offers a few practical benefits: convenient exposure to both gold and silver, no storage or purity concerns, ability to invest through SIP, liquidity through mutual fund redemption, professional management, and easier portfolio tracking compared to physical metals.

Gold and silver can also help diversify a portfolio because precious metals may behave differently from equities and debt during certain market conditions.

Things to consider before investing in Gold & Silver FoFs

Gold & Silver FoFs are not risk-free. Their returns depend on gold prices, silver prices, currency movement, global interest rates, inflation expectations, geopolitical risks, industrial demand for silver, and investor demand for safe-haven assets.

Silver can be more volatile than gold because it has both precious metal and industrial demand characteristics. This means a gold-silver fund may move more sharply than a pure gold fund during certain market phases.

Gold and silver do not generate interest, dividends, or business earnings. So, unlike equity or debt funds, returns mainly come from price appreciation. Investors should avoid over-allocating to precious metals and should treat them as portfolio diversifiers rather than core return-generating assets.

Taxation of Gold & Silver FoFs:

  • Short-term capital gains (≤2 years): Marginal Tax Rate
  • Long-term capital gains (>2 years): taxed at 12.5%

Tax rules are subject to change as per regulations.

Conclusion

Motilal Oswal Gold and Silver Passive FoF-Reg(G) is positioned as a convenient way to invest in both gold and silver through the mutual fund route by investing primarily in Gold ETF and Silver ETF.

A simple way to track whether it is doing its job is to follow four indicators: gold price movement, silver price movement, gold-silver allocation mix, and tracking error.

The strength of gold-silver FoFs lies in diversification and hedging — not in replacing equity or debt, but in adding precious metal exposure that may provide portfolio balance during uncertain market phases.

Frequently Asked Questions

To invest a lumpsum amount in Motilal Oswal Gold and Silver Passive FoF-Reg(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select Motilal Oswal Gold and Silver Passive FoF-Reg(G) from the list, the amount to be invested & make the payment.

To start a SIP (Systematic Investment Plan) in Motilal Oswal Gold and Silver Passive FoF-Reg(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select Motilal Oswal Gold and Silver Passive FoF-Reg(G) from the list, the amount to be invested & date of deduction. Pay the first instalment towards your SIP. Set the autopay mandate to enable regular investment of future SIP instalments, directly from your bank account. And you're done. Note: Remember to keep your bank account funded with the amount for regular SIPs for your mutual fund investment in Motilal Oswal Gold and Silver Passive FoF-Reg(G).

It will take up to one trading day for the invested Motilal Oswal Gold and Silver Passive FoF-Reg(G) units to reflect in your portfolio. For example, If you have made the investment in Motilal Oswal Gold and Silver Passive FoF-Reg(G) on Monday before the cut-off time, the units will be allotted to you by Tuesday or the next working day if it is followed by a holiday. The NAV (Net Asset Value) for the units allotted will be as of the day you place your trades.

Yes, mutual funds can be bought or redeemed after market hours through the Ventura web platform or mobile application. However, the execution of these orders depends on the mutual fund's cutoff time for processing transactions.

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