Dynamic Asset AllocationVery HighVR Rating
₹17,372 Cr.
None
| Name | 1Y Return | VR Rating | 1Y Rank | 3Y Rank | 5Y Rank | Alpha | NAV(₹) |
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Kotak Balanced Advantage Fund-Reg(G) is an open-ended Balanced Advantage/ Dynamic Asset Allocation Fund designed for investors seeking a dynamically managed mix of equity and debt within a single portfolio. These funds typically adjust equity and debt exposure based on market valuations, opportunities, and risk conditions..
As of 1 Jun 2026, Kotak Balanced Advantage Fund-Reg(G) manages ₹17372 crore in assets. The fund currently holds 135 stocks, and the top 10 stocks contribute 25.00% of the portfolio, an important “quick check” for how concentrated (or diversified) the fund is.
The investment objective of Kotak Balanced Advantage Fund-Reg(G) is to provide long-term capital appreciation and income from a dynamically managed mix of equity and debt investments. The scheme aims to balance growth potential from equities with stability from debt and money market instruments. Investors can typically invest and redeem on business days (subject to scheme cut-off timings and applicable exit load).
The current NAV of the scheme is ₹21.18 as on 31 Jul 2026, and the risk level is Very High.
Kotak Balanced Advantage Fund-Reg(G) was launched on 3 Aug 2018 and is benchmarked against [NIFTY 50 Hybrid Composite Debt 50:50 Index]. The scheme is managed by Rohit Tandon who has been managing the fund since 22 Jan 2024 and the fund is also managed by Hiten Shah, Abhishek Bisen. The exit load of the fund is Nil upto 8% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y
Kotak Balanced Advantage Fund-Reg(G) invests across equity, hedged equity/arbitrage positions, debt instruments, money market securities, and cash equivalents. As of 30 Jun 2026, the portfolio is allocated to Government Securities (12%), Corporate Debt (8%), Certificate of Deposit (5%), Commercial Paper (1%).
A quick way to read this: unhedged equity allocation drives long-term return potential, hedged equity helps maintain equity exposure while reducing market risk, and debt allocation provides stability and income support.
As of 1 Jun 2026, in terms of the entire equity allocation, the exposure to Large Cap is 49% , Mid Cap is 10% and Small Cap is 9%.
A quick way to read this: higher large-cap exposure generally indicates a more stable and liquid equity portfolio, while mid-cap and small-cap exposure can add return potential but may also increase volatility.
The top 5 holdings of the fund are 7.34% Central Government - 2064 (5.9%), BANK OF BARODA (2.%), JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (1.2%), 7.19% Karnataka State Govt - 2032 - Karnataka (1.1%), PUNJAB NATIONAL BANK (1.1%)
In these Funds, top holdings are usually a mix of large-cap equities, government securities, corporate bonds, treasury instruments, cash equivalents, and hedged equity positions.
The top sector exposures are Sector Allocation (%) "Bank 21% G-Sec 12% Finance 9% Miscellaneous 5% Refineries 4%
Sector allocation mainly reflects the equity portion of the portfolio and can influence short-term performance depending on which sectors are leading or lagging in the market.
Kotak Balanced Advantage Fund-Reg(G)’s recent CAGR returns are 3.2% (1 year), 9.4% (3 years) and 8.8% (5 years). These returns are as of 4 Aug 2026
Against the full peer set, the scheme is ranked 18/36 over 1 year, 13/29 over 3 years, 10/21 over 5 years period.
If you had invested ₹1,00,000 in Kotak Balanced Advantage Fund-Reg(G) then you would have got:
| Duration | Annualized Returns (%) | Current Total Value | Current Total Profit |
|---|---|---|---|
| 1 Year | 3.2% | ₹103200.00 | ₹3200.00 |
| 3 Year | 9.4% | ₹109400.00 | ₹9400.00 |
| 5 Year | 8.8% | ₹108800.00 | ₹8800.00 |
Note: These are historical returns and they may not repeat in the future.
Always check exit load before investing in any fund.
As of 1 Jun 2026 , the fund’s Beta is 1 .
The fund’s Standard Deviation was 2% .
Similarly, Alpha was 0.
Also, Sharpe ratio was 0.
As of 31 Jul 2026 , the fund’s YTM is 7% . A rising YTM often means the portfolio is earning at higher prevailing short-term rates, while a falling YTM can indicate either softer rates or a more conservative portfolio tilt. YTM (Yield to Maturity) is also one of the best forward-looking indicators for what returns may look like going ahead (not a guarantee, but a useful expectation gauge).
The fund’s Modified Duration was 1789 years. Modified duration is basically a sensitivity meter: in general, lower duration = lower interest-rate sensitivity.
It may suit investors who want to:
It offers a few practical benefits: dynamic equity-debt allocation, lower volatility compared to pure equity funds, downside management during market corrections, professional asset allocation, and the convenience of investing in a hybrid strategy through one fund.
These Funds are not risk-free. Key things to watch are net equity exposure, gross equity exposure, hedging strategy, debt portfolio quality, interest-rate sensitivity, sector concentration, and consistency of performance across market cycles.
Returns may be lower than pure equity funds during strong bull markets because part of the portfolio may be allocated to debt or hedged positions. At the same time, they may still fall during market corrections because they do carry equity exposure.
Since this fund is treated as an equity-oriented fund (Equity > 65%):
Tax rules are subject to change as per regulations.
Kotak Balanced Advantage Fund-Reg(G) is positioned as a dynamic asset allocation fund that combines equity growth potential with debt stability.
A simple way to track whether it is doing its job is to follow four indicators: net equity allocation, consistency of returns, downside protection, and how actively the fund changes allocation across market cycles.
The strength of Balanced Advantage Funds lies in disciplined asset allocation — not in staying permanently aggressive or permanently conservative, but in adjusting the portfolio based on changing market conditions.
Choose from 1800+ schemes across AMCs with Ventura
To invest a lumpsum amount in Kotak Balanced Advantage Fund-Reg(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select Kotak Balanced Advantage Fund-Reg(G) from the list, the amount to be invested & make the payment.
To start a SIP (Systematic Investment Plan) in Kotak Balanced Advantage Fund-Reg(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select Kotak Balanced Advantage Fund-Reg(G) from the list, the amount to be invested & date of deduction. Pay the first instalment towards your SIP. Set the autopay mandate to enable regular investment of future SIP instalments, directly from your bank account. And you're done. Note: Remember to keep your bank account funded with the amount for regular SIPs for your mutual fund investment in Kotak Balanced Advantage Fund-Reg(G).
It will take up to one trading day for the invested Kotak Balanced Advantage Fund-Reg(G) units to reflect in your portfolio. For example, If you have made the investment in Kotak Balanced Advantage Fund-Reg(G) on Monday before the cut-off time, the units will be allotted to you by Tuesday or the next working day if it is followed by a holiday. The NAV (Net Asset Value) for the units allotted will be as of the day you place your trades.
Yes, mutual funds can be bought or redeemed after market hours through the Ventura web platform or mobile application. However, the execution of these orders depends on the mutual fund's cutoff time for processing transactions.
