Conservative HybridHighVR Rating
₹3,289 Cr.
None
| Name | 1Y Return | VR Rating | 1Y Rank | 3Y Rank | 5Y Rank | Alpha | NAV(₹) |
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ICICI Pru Regular Savings Fund-Reg(G) is an open-ended conservative hybrid fund designed for investors seeking relatively stable returns through a combination of debt and limited equity exposure. Conservative hybrid funds generally maintain a higher allocation towards debt instruments while using equity exposure to enhance return potential over the long term. As per SEBI’s mandate, the fund needs to invest 10% to 25% in equity and equity related instruments and 75% to 90% in debt instruments.
As of 1 Apr 2026 ,ICICI Pru Regular Savings Fund-Reg(G) manages ₹3289 crore in assets. The fund currently holds 63 stocks, and the top 10 stocks contribute 10.00% of the portfolio, an important “quick check” for how concentrated (or diversified) the fund is.
The investment objective of ICICI Pru Regular Savings Fund-Reg(G) is to generate regular income along with capital appreciation by predominantly investing in debt and money market instruments while maintaining a smaller allocation towards equity and equity-related instruments. The scheme aims to provide a relatively balanced risk-return profile suitable for conservative investors.Investors can typically invest and redeem on business days (subject to scheme cut-off timings and applicable exit load).
The current NAV of the scheme is ₹77.81 as on 29 May 2026, and the risk level is High.
ICICI Pru Regular Savings Fund-Reg(G) was launched on 30 Mar 2004 and is benchmarked against [NIFTY 50 Hybrid Composite Debt 15:85 Index]. The scheme is managed by Manish Banthia who has been managing the fund since 2 May 2022 and the fund is also managed by Akhil Kakkar, Roshan Chutkey. The exit load of the fund is Nil on 30% of units within 1Y and 1% for more than 30% of units within 1Y, Nil after 1Y
ICICI Pru Regular Savings Fund-Reg(G) primarily invests across debt instruments, money market securities, and a smaller allocation towards equities. As of , the portfolio is allocated to Corporate Debt (48%), Government Securities (15%), Certificate of Deposit (4%), PTC & Securitized Debt (3%).
A quick way to read this: higher debt allocation generally helps reduce portfolio volatility and generate income stability, while limited equity exposure adds long-term growth potential.
As of 1 Apr 2026, in terms of the entire equity allocation, the exposure to Large Cap is 14% , Mid Cap is 2% and Small Cap is 6%.
A quick way to read this: conservative hybrid funds usually prefer large-cap exposure within equities because of better stability and lower volatility compared to mid/small-cap segments.
The top 5 holdings of the fund are 6.9% Government Securities (4.1%), 7.83% NABARD (3.1%), 8.73% Eris Lifesciences Ltd. (3.%), 8.7% Adani Enterprises Ltd. (3.%), 8% Manappuram Finance Ltd. (3.%)
In conservative hybrid funds, top holdings are generally a mix of government securities, corporate bonds, treasury instruments, and selected large-cap equities.
The top sector exposures are Bank Sector Allocation (%) "Finance 21% G-Sec 15% Bank 15% Construction 6% Pharmaceuticals & Drugs 5%
.
Sector allocation mainly reflects the equity portion of the portfolio and may influence short-term performance depending on market conditions.
ICICI Pru Regular Savings Fund-Reg(G)’s recent CAGR returns are 3.5% (1 year), 9.2% (3 year) and 8.4% (5 year). These returns are as of 31 May 2026
Against the full Conservative Hybrid Fund peer set, the scheme is ranked 3/18 over 1 years, 2/18 over 3 years, 4/17 over 5 years period.
If you had invested ₹1,00,000 in ICICI Pru Regular Savings Fund-Reg(G) then you would have got:
| Duration | Annualized Returns (%) | Current Total Value | Current Total Profit |
|---|---|---|---|
| 1 Year | 3.5% | ₹103500.00 | ₹3500.00 |
| 3 Year | 9.2% | ₹109200.00 | ₹9200.00 |
| 5 Year | 8.4% | ₹108400.00 | ₹8400.00 |
Note: These are historical returns and they may not repeat in the future.
Always check exit load before investing in any fund.
As of 1 Apr 2026 , the fund’s Beta is 1.
The fund’s Standard Deviation was 1%.
Similarly, Alpha was 0.
Also, Sharpe ratio was 0.
As of 29 May 2026, the fund’s YTM is 8%. A rising YTM often means the portfolio is earning at higher prevailing short-term rates, while a falling YTM can indicate either softer rates or a more conservative portfolio tilt. YTM (Yield to Maturity) is also one of the best forward-looking indicators for what returns may look like going ahead (not a guarantee, but a useful expectation gauge).
The fund’s Modified Duration was 913 years . Modified duration is basically a sensitivity meter: in general, lower duration = lower interest-rate sensitivity.
It may suit investors who want to:
It offers a few practical benefits: relatively lower volatility due to higher debt allocation, periodic income potential, diversification across equity and debt asset classes, and limited participation in equity market growth. These funds may suit investors transitioning from traditional fixed-income products to market-linked investments.
These funds are relatively stable but are not risk-free. Key things to watch are interest-rate sensitivity, credit quality of the debt portfolio, equity allocation levels, and consistency of returns across market cycles. Returns may be lower than aggressive hybrid or pure equity funds during strong bull market phases because of the conservative allocation structure.
For conservative hybrid funds, taxation depends heavily on when you bought your units. Units acquired on or after 1 April 2023 are generally taxed as short-term capital gains at your slab rate and there are no long-term capital gain and loss benefits.
For units acquired before 1 April 2023, taxation follows the older capital-gains framework based on holding period and the date of sale.
Tax rules are subject to change as per regulations.
ICICI Pru Regular Savings Fund-Reg(G) is positioned as a relatively stable investment option that combines debt stability with moderate equity participation for long-term wealth creation.
A simple way to track whether it is doing its job is to follow three indicators: consistency of returns, quality of the debt portfolio, and downside protection during volatile market periods. The strength of conservative hybrid funds lies in balancing stability and moderate growth rather than maximizing equity-driven returns.
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To invest a lumpsum amount in ICICI Pru Regular Savings Fund-Reg(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select ICICI Pru Regular Savings Fund-Reg(G) from the list, the amount to be invested & make the payment.
To start a SIP (Systematic Investment Plan) in ICICI Pru Regular Savings Fund-Reg(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select ICICI Pru Regular Savings Fund-Reg(G) from the list, the amount to be invested & date of deduction. Pay the first instalment towards your SIP. Set the autopay mandate to enable regular investment of future SIP instalments, directly from your bank account. And you're done. Note: Remember to keep your bank account funded with the amount for regular SIPs for your mutual fund investment in ICICI Pru Regular Savings Fund-Reg(G).
It will take up to one trading day for the invested ICICI Pru Regular Savings Fund-Reg(G) units to reflect in your portfolio. For example, If you have made the investment in ICICI Pru Regular Savings Fund-Reg(G) on Monday before the cut-off time, the units will be allotted to you by Tuesday or the next working day if it is followed by a holiday. The NAV (Net Asset Value) for the units allotted will be as of the day you place your trades.
Yes, mutual funds can be bought or redeemed after market hours through the Ventura web platform or mobile application. However, the execution of these orders depends on the mutual fund's cutoff time for processing transactions.
