Children FundVery HighVR Rating
₹1,434 Cr.
None
| Name | 1Y Return | VR Rating | 1Y Rank | 3Y Rank | 5Y Rank | Alpha | NAV(₹) |
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ICICI Pru Children's Fund(G)is an open-ended solution-oriented fund designed for investors who want to invest in a child’s long-term goals such as education, higher studies, marriage planning, or general wealth creation for the child’s future.
These funds usually come with a lock-in, which helps investors stay committed to the child’s financial goal instead of redeeming it too early.
As of 1 Jul 2026, ICICI Pru Children's Fund(G) manages ₹1434 crore in assets. The fund currently holds 5 stocks, and the top 10 stocks contribute 31.00% of the portfolio, an important “quick check” for how concentrated (or diversified) the fund is.
The investment objective of ICICI Pru Children's Fund(G) is to generate long-term capital appreciation by investing predominantly in equity and equity-related securities, along with other permitted instruments as per the scheme mandate. Investors can typically invest and redeem on business days (subject to scheme cut-off timings and applicable exit load).
The current NAV of the scheme is ₹330.17 as on 21 Aug 2026, and the risk level is Very High.
ICICI Pru Children's Fund(G) was launched on 31 Aug 2001 and is benchmarked against [NIFTY 50 Hybrid Composite Debt 65:35 Index]. The scheme is managed by Aatur Shah who has been managing the fund since 29 Aug 2025 and the fund is also managed by Darshil Dedhia, Rohit Lakhotia. The exit load of the fund is Nil
ICICI Pru Children's Fund(G) primarily invests across equity, equity-related instruments, debt instruments, money market securities, and cash equivalents depending on the scheme strategy. As of 31 Jul 2026, the portfolio is allocated to Corporate Debt (9%), Government Securities (3%).
A quick way to read this: higher equity allocation increases long-term wealth creation potential but also brings higher volatility. Debt and cash exposure help provide some stability and liquidity support, but the main return driver in such funds is usually the equity portfolio.
As of 1 Jul 2026, in terms of the entire equity allocation, the exposure to Large Cap is 46% , Mid Cap is 5% and Small Cap is 31%.
A quick way to read this: higher large-cap exposure generally indicates a more stable and liquid equity portfolio, while mid-cap and small-cap exposure can add return potential but may also increase volatility. For a child’s long-term goal, the market-cap mix should be checked carefully because it directly affects the risk and return profile of the fund.
The top 5 holdings of the fund are "HDFC Bank Ltd. (9%), Axis Bank Ltd. (8%), Reliance Industries Ltd. (7%), Atul Ltd. (4%), Bajaj Holdings & Investment Ltd. (3%)"
In children’s funds, top holdings are usually a mix of equity stocks and, depending on the scheme structure, selected debt or money market instruments. The quality and concentration of top holdings should be checked because child-goal investing requires both growth potential and portfolio discipline.
The top sector exposures are Sector Allocation (%) "Bank 22% Finance 11% Refineries 9% Chemicals 6% Metal 4%
Sector allocation mainly reflects the equity portion of the portfolio and can influence short-term performance depending on which sectors are leading or lagging in the market.
ICICI Pru Children's Fund(G)’s recent CAGR returns are -1.1% (1 year), 13.4% (3 years) and 12.3% (5 years). These returns are as of 25 Aug 2026
Against the full peer set, the scheme is ranked 12/15 over 1 year, 2/13 over 3 years, 2/12 over 5 years period.
If you had invested ₹1,00,000 in ICICI Pru Children's Fund(G) then you would have got:
| Duration | Annualized Returns (%) | Current Total Value | Current Total Profit |
|---|---|---|---|
| 1 Year | -1.1% | ₹98900.00 | ₹-1100.00 |
| 3 Year | 13.4% | ₹113400.00 | ₹13400.00 |
| 5 Year | 12.3% | ₹112300.00 | ₹12300.00 |
Note: These are historical returns and they may not repeat in the future.
Always check exit load before investing in any fund.
As of 1 Jul 2026 , the fund’s Beta is 1 .
The fund’s Standard Deviation was 4% .
Similarly, Alpha was 0.
Also, Sharpe ratio was 0.
It may suit investors who want to:
It offers a few practical benefits: goal-based investing, long-term discipline through lock-in, professional fund management, potential for equity-led wealth creation, and a structured approach to building a corpus for the child’s future..
The biggest benefit is behavioral. Since the fund is linked to a child’s goal and has a lock-in, it may reduce the temptation to withdraw money for unrelated short-term needs.
Children’s funds are not risk-free. Key things to watch are equity allocation, market-cap exposure, sector concentration, downside risk, fund consistency, debt portfolio quality, and the actual time left for the child’s goal.
If the child’s goal is many years away, higher equity exposure may be acceptable. But as the goal comes closer, investors may need to gradually reduce risk and move part of the corpus toward more stable options.
Investors should also remember that lock-in creates discipline, but it also reduces liquidity. So, emergency money should not be invested in such funds.
Since this fund is treated as an equity-oriented fund (Equity > 65%):
Tax rules are subject to change as per regulations.
ICICI Pru Children's Fund(G) is positioned as a long-term goal-oriented investment option for building wealth for a child’s future.
A simple way to track whether it is doing its job is to follow four indicators: consistency of returns, equity allocation, and whether the investment remains aligned with the child’s goal timeline.
The strength of children’s funds lies not only in return generation, but also in discipline. For child-related goals, staying invested with a clear purpose often matters as much as choosing the right fund.
Choose from 1800+ schemes across AMCs with Ventura
To invest a lumpsum amount in ICICI Pru Children's Fund(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select ICICI Pru Children's Fund(G) from the list, the amount to be invested & make the payment.
To start a SIP (Systematic Investment Plan) in ICICI Pru Children's Fund(G) with Ventura: Access the Mutual funds section by logging in to Ventura through your browser/mobile app Select ICICI Pru Children's Fund(G) from the list, the amount to be invested & date of deduction. Pay the first instalment towards your SIP. Set the autopay mandate to enable regular investment of future SIP instalments, directly from your bank account. And you're done. Note: Remember to keep your bank account funded with the amount for regular SIPs for your mutual fund investment in ICICI Pru Children's Fund(G).
It will take up to one trading day for the invested ICICI Pru Children's Fund(G) units to reflect in your portfolio. For example, If you have made the investment in ICICI Pru Children's Fund(G) on Monday before the cut-off time, the units will be allotted to you by Tuesday or the next working day if it is followed by a holiday. The NAV (Net Asset Value) for the units allotted will be as of the day you place your trades.
Yes, mutual funds can be bought or redeemed after market hours through the Ventura web platform or mobile application. However, the execution of these orders depends on the mutual fund's cutoff time for processing transactions.
